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Car insurance that fits your life—no compromising required.

“Get the coverage you need and the peace of mind you deserve with our comprehensive auto insurance plans. Whether you’re a daily commuter or an occasional driver, our policies offer protection for your vehicle, yourself, and others on the road. With customizable coverage options and flexible payment plans, we make it easy to find a policy that fits your budget and lifestyle. And with our experienced team of agents ready to assist you every step of the way, you can trust that you’re getting the best possible coverage at the best possible price. Don’t leave your safety to chance – choose our auto insurance and drive with confidence knowing that you’re protected no matter what.”

Your safety is our priority. With our USA auto insurance, you can drive confidently knowing you’re backed by a trusted partner dedicated to your protection

Affordable Auto Insurance, customized for you

We can help you save money on getting you the auto insurance discounts you deserve with a policy customized for you. Get your auto insurance quote in a minutes and Want more savings? We offer digital tools like RightTrack and our mobile app to help you save money and manage your policy 24/7. 

  • Violation-Free Discount : Great drivers are made, not born. You’ll get a discount if your driving history is violation-free.3
  • Multi-Car Discount : The more cars you insure, the more you can save on your premium.3
  • RightTrack : Instantly receive a 10% discount when you enroll. Complete the program and you could save up to 30% on your policy for safe driving behavior.4

What Kind of Car Insurance Does Direct Auto Offer?

“Hey there! Ready to hit the road worry-free? We’ve got your back with our simple and straightforward auto insurance. Whether you’re driving to work or cruising on a weekend getaway, our policies cover all the bases. We protect you if there’s an accident, damage to your car, or if someone gets hurt. Plus, we’re here to help you understand everything – from choosing the right coverage to filing a claim. With easy-to-understand options and friendly support, getting insured has never been easier. So, why wait? Get peace of mind on the road ahead with our trusted auto insurance services today!”

We have many auto insurance products and services that fit any budget and situation.

Liability Insurance

Covers claims filed by others if you cause an accident or injury.

Collision Coverage

Covers damage to your vehicle if you collide with another vehicle or object or if you are the victim of a hit-and-run driver. Deductible may apply.

Comprehensive Insurance

Covers damage from non-collision events such as weather and vandalism. Deductible may apply.

Uninsured Motorist

Covers damage for bodily injury and sometimes property damage, depending on the state, if you're hit by an uninsured driver.

Personal Injury Protection

Available in select states. Covers medical expenses and lost wages to you and your passengers after an accident regardless of fault.

Roadside Assistance

This plan comes to your rescue when you have an unexpected roadside emergency.

How to get car insurance quotes

You can get online car insurance quotes by visiting an insurer’s website or working with an insurance agent or broker. We recommends collecting quotes from several different companies so you can compare them and find the best fit for you. To actually get the quote, you’ll need information about your driving history and vehicle use. Those details determine the price of insurance premiums, and they also affect the auto insurance quotes you receive. Be ready to share:

  • Basic information such as your name, address, occupation and birthdate.

  • Your current auto insurance company, if you have one.

  • Driver’s license information for you and anyone else on the policy.

  • Annual and current mileage on your car, as well as how often you drive and why (such as for pleasure or commuting to work).

  • Vehicle information, including whether you own or lease your car, the vehicle identification number and any safety features.

  • Driving history for the past five years for all drivers on the policy, including tickets, accidents and other violations. Keep in mind that any company you choose will find your driving history before issuing a policy, so it’s best to be upfront about it so you can get an accurate car insurance quote.

  • How much coverage you need. If you already have a policy, the declarations page of your policy lists the coverage you currently have. You can use this for reference.

Direct car insurance quotes online or over the phone

Getting free auto insurance quotes online is one of the most convenient ways to shop for car insurance. Most companies, like State Farm and Allstate, offer free auto insurance quotes online, letting you start on your own but then assigning you a captive agent to finalize your quote over the phone. Purchasing a policy online (or over the phone) is referred to as buying car insurance “direct” from the insurer.

Buying insurance directly without the help of an agent gives you more freedom to adjust coverages, and you’ll be able to see auto insurance quotes online for yourself. However, there may be follow-up calls and emails or you may find that websites can provide less information than speaking directly with an agent.

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